United Bank and Capital Trust

  • Sunday Closed
  • Monday 9:30am - 6:00pm
  • Tuesday 9:30am - 6:00pm
  • Wednesday 9:30am - 6:00pm
  • Thursday 9:30am - 6:00pm
  • Friday 9:30am - 6:00pm
  • Saturday 9:00am - 12:00pm


Citizens Bank – “Our Story”
A subsidiary of Farmers Capital Bank Corporation, Citizens Bank of Northern Kentucky first opened its doors in October 1993. We presently have seven convenient locations throughout Campbell, Kenton and Boone counties (Newport, Bellevue, Highland Heights, Alexandria, Ft. Thomas, Florence and Crestview Hills Town Center), which offer a complete range of financial services, loan and investment opportunities.
The mission of Citizens Bank is to provide excellent banking service in a friendly hometown fashion. As a result, our customer base continues to grow. Citizens Bank is a place where the customer comes first. We stay SMALL enough to care and LARGE enough to make a difference.
Our services and products are convenient, time saving and highly secure. Citizens Bank’s ATM’s are located at all branch locations. These services provide access to cash 24 hours a day, seven days a week. In addition, our customers can access their accounts through Internet Banking and Mobile Banking.
We invite you to explore the products we offer and to visit any one of our community branches. We believe that once you experience the hometown friendliness, you will agree that at Citizens Bank “You Can Get There From Here”.